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Summerfield, Florida Real Estate & FHA Homes for Sale -

As you search for the perfect place to call home, it's worth considering the idyllic city of Summerfield, Florida. Nestled in the heart of the Sunshine State, Summerfield offers a unique blend of natural beauty, cultural richness, and endless opportunities for family-friendly fun.

From its top-rated schools and thriving business community to its excellent museums and local attractions, there's something for everyone in Summerfield.

About Summerfield, Florida

Summerfield boasts many educational and recreational options for families with children. The city is home to several highly-regarded public and private schools, parks, playgrounds, and youth sports programs.

Whether your kids are interested in science, art, sports, or anything in between, you'll find many opportunities for them to learn, grow, and thrive in Summerfield.

It also offers a wealth of cultural and recreational activities for those who love to explore and experience new things. The city is home to many museums, galleries, performance venues, and beautiful nature preserves.

Foodies will also appreciate Summerfield's diverse culinary scene, which features a range of local restaurants serving everything from classic American fare to exotic international cuisines.

So if you're considering a move to the Sunshine State, we encourage you to take a closer look at Summerfield. We think you'll agree that it's a place like no other – where you can raise a family, build a career, and create a life full of meaning and purpose.

So, whether you're a seasoned Florida resident or new to the area, we hope this article will give you a better sense of what makes it such a special place to call home.

Why Buy a House in Summerfield, Florida?

If you're looking for something affordable and close to nature, here are a few reasons why you should consider buying a Summerfield FHA house for sale.

Beauty Weather & Scenery

From its sparkling waterways to its lush green parks and tree-lined streets, the beauty of this city is undeniable. This city is a true paradise for nature lovers, offering an abundance of breathtaking scenery and outdoor recreational opportunities. And with its mild, sunny climate, residents can enjoy all Mother Nature has to offer year-round.

Whether you enjoy hiking, biking, boating, or simply taking in the sights and sounds of the great outdoors, you'll find plenty of ways to connect with nature in this idyllic community. The city is home to many beautiful natural preserves areas, including state parks and a network of trails for hiking, biking, and horseback riding.

And for those who love the water, there are numerous swimming, boating, and fishing opportunities in the city's many lakes, rivers, and coastal waterways.

But it's not just the natural beauty of this city that makes it such a special place to live. The weather here is also a major draw, with sunny skies and mild temperatures throughout the year. Whether you're a fan of warm, balmy summers or cooler, mild winters, you'll find the climate here to be just right.

Affordable Homes

While the housing market in Florida can be competitive, the market in Summerfield tends to be more affordable, with a median home price of $200,000.

Homes for sale typically range from $200K to over $1 million, depending on size, style, and location within the city limits. Half of the homes sell for more than $200,000, and half sell for less than $200,000. The average home costs around $250,000 to purchase.

Whether looking for a cozy starter home, a spacious family home, or a luxurious retirement property, you'll find many options among Summerfield homes for sale.

Top Schools

One of the many reasons why Summerfield is such a great place to live and raise a family is its top-rated school system. The educational opportunities are second to none from elementary to high schools and beyond.

In this section of the article, we'll take a closer look at some of the best schools in Summerfield, highlighting their academic programs, extracurricular activities, and other vital features that make them stand out.

GracePointe Church and Academy

GracePointe Church and Academy is one of the top educational institutions in Summerfield, offering a rigorous academic program and a wide range of extracurricular activities for students from kindergarten through high school. GracePointe is a private Christian school committed to providing a well-rounded education that prepares students for college and beyond.

One thing that separates GracePointe is its strong emphasis on Christian values and teachings. Through its daily chapel services, Bible studies, and mission trips, GracePointe helps students develop a strong foundation in their faith that will serve them well throughout their lives.

If you're looking for a school that will challenge and inspire your child to reach their full potential academically and spiritually, GracePointe Church and Academy is worth considering. With its dedicated faculty, supportive community, and commitment to excellence, GracePointe is one of the top schools – and an excellent choice for your child's education.

Harbour View Elementary School

Harbour View Elementary School is a highly-regarded public school that serves students in grades K-5. It is known for its strong academic program, diverse student body, and supportive learning environment. Harbour View's curriculum is rigorous and challenging, focusing on core subjects such as math, science, reading, and writing, as well as elective courses in the arts, music, and technology.

In addition to its academic program, the school offers a variety of extracurricular activities, such as sports, music, and drama, allowing students to explore their passions and interests outside the classroom. Harbor View Elementary School is worth considering if you seek a top-quality education for your child.

Low Cost of Living

One of the many things that makes Summerfield such a great place to live is its low cost of living. Whether you're a retiree looking to stretch your retirement savings, a young family trying to save for the future, or a professional looking to build your career, you'll find the cost of living very reasonable.

The affordable housing market is one key factor contributing to the low cost of living. With a wide range of housing options available, from cozy starter homes to spacious family homes, you'll be able to find a place that fits your budget and your lifestyle. And with the median home price hovering around $200,000, you'll find that homeownership is within reach for many people.

In addition to affordable housing, Summerfield offers several other cost-saving benefits. The city has a strong and diverse economy, with several significant employers offering competitive salaries and benefits.

There are also many shopping and dining options, with a wide range of prices and styles. And with various recreational activities and cultural attractions available, you'll enjoy a rich and fulfilling lifestyle without breaking the bank.

New house key in black box

How To Get Your Ideal FHA Homes for Sale in Summerfield, Florida

If you're looking for a new home, consider using an FHA home loan to finance your purchase. FHA home loans are a popular option for home buyers, particularly first-time home buyers because they offer several benefits that make it easier to qualify for a mortgage and get the home of your dreams.

One of the critical benefits of FHA home loans is that they offer more flexible credit and down payment requirements than traditional mortgages.

With an FHA loan, you may qualify for a mortgage with a credit score as low as 580, and you may be able to put down as little as 3.5% of the purchase price as a down payment.

This can make it easier to qualify for a mortgage and get your foot in the housing market door, even if you have a limited amount of cash saved up or a perfect credit score.

Top Activities to Do in Summerfield, Florida

Summerfield is a city that offers a wide range of activities for people of all ages and interests. Whether you're a nature lover, an art aficionado, or an adventure seeker, you'll find plenty of things to do in this vibrant and welcoming community.

With its lush forests, sparkling lakes, and rolling hills, Summerfield is a great place to enjoy the great outdoors. One of the best things to do is to explore the city's beautiful natural surroundings. You can go hiking and biking on the city's many trails, fishing, and boating on its lakes and rivers, or relax in one of its many parks and green spaces.

You'll find many cultural attractions if you're looking for more indoor activities. The city is home to several museums and art galleries that showcase the work of local and national artists, as well as some performance venues that host concerts, plays, and other live entertainment.

You can also participate in various recreational activities, such as golfing, tennis, and swimming, or enjoy a meal at one of the city's many restaurants and cafes.

Fun 2 Dive - Swimming with Manatees!

If you're looking for a truly unique and unforgettable activity, you should take advantage of the chance to swim with manatees at Fun 2 Dive. This popular attraction offers guided tours and classes that allow you to get up close and personal with these gentle creatures in their natural habitat.

Fun 2 Dive's manatee swims are a once-in-a-lifetime experience perfect for nature lovers and adventure seekers of all ages. Led by experienced and knowledgeable instructors, these tours provide a safe and enjoyable way to learn about manatees and their habitat and observe these amazing animals in their natural environment.

Whether an experienced diver or a novice, you'll find that Fun 2 Dive's manatee swims are a fun and exciting way to explore the underwater world of Summerfield.

So if you're looking for a unique and memorable activity, check out Fun 2 Dive's manatee swims. You'll have a blast learning about these fantastic creatures and making unforgettable memories.

Artman Country Smokehouse

If you're looking for a delicious and satisfying meal, you won't miss the chance to dine at Artman Country Smokehouse. This popular restaurant is known for its mouth-watering BBQ dishes, southern-style comfort food, and friendly and welcoming atmosphere.

Artman Country Smokehouse is a popular destination for locals and visitors alike. The restaurant's menu features a wide range of BBQ favorites, including slow-smoked ribs, pulled pork, and brisket, as well as various sides and desserts to complete your meal. Whether you're in the mood for a quick bite or a leisurely dinner, you'll find something to suit your taste and budget at Artman Country Smokehouse.

In addition to its delicious food, Artman Country Smokehouse is also known for its friendly and hospitable service. The restaurant's staff is always ready to welcome you with a smile and make you feel at home, whether you're dining solo or with a group. So if you're looking for a great meal in a warm and welcoming atmosphere, be sure to stop by Artman Country Smokehouse. You won't be disappointed!

Morgan's Music Junction

If you're looking for a fun and entertaining night out, you won't miss the chance to visit Morgan's Music Junction. This popular venue is known for its lively atmosphere and top-notch entertainment, featuring a wide range of music and events that will appeal to people of all ages and tastes.

Morgan's Music Junction is a go-to destination for live music and other entertainment. The venue hosts various events, from concerts and DJ nights to comedy shows and open mic nights, so there's always something going on. You can kick back with a cold drink, listen to some of the best local and national talents, or take the stage and show off your musical or comedic skills.

In addition to its entertainment offerings, Morgan's Music Junction is also known for its welcoming atmosphere. The venue's staff is always ready to make you feel at home and ensure you have a great time, no matter what you're in the mood for.

So if you're looking for a fun night in Summerfield, check out Morgan's Music Junction. You'll have a blast listening to great music, watching top-notch entertainment, and enjoying the friendly atmosphere.

Best Neighborhood in Summerfield, Florida

If you're considering a move to Summerfield, you'll want to take a closer look at Belleview Heights, one of the city's most desirable neighborhoods.

Belleview Heights is known for its tree-lined streets, charming homes, and friendly atmosphere, making it a great place to call home for people of all ages and lifestyles.

One of the things that set Belleview Heights apart is its prime location. The neighborhood is conveniently located just a short drive from the city's many amenities, including shopping, dining, and entertainment, as well as major transportation corridors that make it easy to get around the region.

In addition, Belleview Heights is just a short drive from some of the region's most popular attractions, including beautiful beaches, state parks, and cultural attractions.

Why Summerfield, Florida is the Perfect Place to Call Home

Summerfield is a vibrant and welcoming community that has something for everyone. From its affordable housing and low cost of living to its excellent schools, healthcare, and recreational opportunities, Summerfield is a city that offers a high quality of life at a reasonable price.

Whether you're a retiree looking to stretch your retirement savings, a young family building a future, or a professional looking to develop your career, you'll find that Summerfield is a great place to live and thrive.

So if you're considering a move, don't wait. With its robust housing market, low crime rate, and abundance of amenities and opportunities, this city is well worth exploring.

Whether you're looking for a cozy starter home, a spacious family home, or something in between, you'll find a wide range of Summerfield homes for sale to choose from, and with the help of an FHA home loan, you may be able to get the home of your dreams at a price that fits your budget.

With its beautiful natural surroundings, rich cultural offerings, and friendly atmosphere, Summerfield is a city you'll be proud to call home. So don't wait – start exploring the many beautiful things it offers today!

With over 50 years of mortgage industry experience, we are here to help you achieve the American dream of owning a home. We strive to provide the best education before, during, and after you buy a home. Our advice is based on experience with Phil Ganz and Team closing over One billion dollars and helping countless families.

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