Exclusive Real Estate Savings for Hometown Heroes in Florida

The Florida Hometown Heroes Housing Program makes homeownership affordable for eligible frontline community workers such as law enforcement officers, firefighters, educators, healthcare professionals, childcare employees, and active military or veterans.

This program provides down payment and closing cost assistance to first-time, income-qualified homebuyers so they can purchase a primary residence in the community in which they work and serve. The Florida Hometown Heroes Loan Program also offers a lower first mortgage rate and additional special benefits to those who have served and continue to serve their country.

• Eligible workers can receive lower than market rates on first mortgage, reduced upfront fees, no origination points or discount points
• Borrowers can receive up to 5% of the first mortgage loan amount (maximum of $25,000) in down payment and closing cost assistance
• Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage