What is the Hometown Heroes Housing Program?
The Florida Hometown Heroes Housing Program makes homeownership affordable for eligible frontline community workers such as law enforcement officers, firefighters, educators, healthcare professionals, childcare employees, and active military or veterans.
This program provides down payment and closing cost assistance to first-time, income-qualified homebuyers so they can purchase a primary residence in the community in which they work and serve. The Florida Hometown Heroes Loan Program also offers a lower first mortgage rate and additional special benefits to those who have served and continue to serve their country.
- Eligible workers can receive lower than market rates on first mortgage, reduced upfront fees, no origination points or discount points
- Borrowers can receive up to 5% of the first mortgage loan amount (maximum of $25,000) in down payment and closing cost assistance
- Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage
Professions That Qualify
911 Public Safety Communicator
Active Military Personnel
Acupuncturist
Anesthesiologist
Athletic Trainer
Career Specialist
Certified Basic X-Ray Machine Operator
Certified Correction Officer
Certified Emergency Medical Technician (EMT)
Certified General Radiographer
Certified Medical Assistant
Certified Nurse Midwife
Certified Nursing Assistant (CNA)
Certified Paramedic
Certified Radiologic Technologist
Certified Radiology Assistant
Childcare Instructor
Chiropractic Physician
Classroom Teacher
Clinical Laboratory Personnel
Clinical Social Worker
Correctional Probation Officer
Dentist & Dental Hygienist
Electrologist
Firefighter
Hearing Aid Specialis
Home Health Aide
Juvenile Detention Officer
Juvenile Probation Officer
Librarian/Media Specialist
Licensed Childcare Operator
Licensed Dietician or Nutritionist
Licensed Medical Physicist (X-Ray)
Licensed Nutrition Counselor
Licensed Practical Nurse (LPN)
Marriage & Family Therapist
Massage Therapist
Mental Health Counselor
Nursing Home Administrator
Occupational Therapist
Occupational Therapist Assistant
Optician
Orthotic Fitter
Orthotic Fitter Assistant
Osteopathic Physician
Pharmacist
Pharmacy Technician
Phlebotomist
Physician
Physician Assistant
Physical Therapist
Physical Therapist Assistant
Podiatric Physician
Prosthetist
Prosthetist Orthotist
Psychologist
Registered Nurse (RN)
Respiratory Therapist
School Counselor
School Psychologist
Social Worker
Specialty Technologist
Speech Language Pathologist or Audiologist
Speech-Language Pathology Assistant
Speech Language Audiologist Assistant
Sworn Law Enforcement Officer
Veterans
Veterinarian
Veterinarian Assistant or Technician
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