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Home Loans in Florida

We offer a variety of mortgage options to fit your needs and financial situation, all with a transparent and stress-free process.

Check Your Home Purchase Eligibility
A homebuyer consulting with mortgage lender about home loan options in Florida

Buying a home in Florida shouldn't be a hassle. At MakeFloridaYourHome, we understand the Sunshine State's unique housing market and are dedicated to making your homeownership dream a reality.


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Types of Florida Home Loans


We offer a comprehensive selection of Florida home loans, including:

Down Payment Assistance Programs

We can help connect you with programs that offer financial aid for your down payment.

Conventional Loans

Great for borrowers with strong credit and a down payment.

FHA Loans

Backed by the federal government, FHA loans allow for lower down payments and more flexible credit score requirements.

VA Loans

Designed for veterans and active military personnel, VA loans offer exceptional benefits, including no down payment and competitive rates.

USDA Loans

Ideal for rural property buyers, USDA loans require no down payment and cater to moderate-income borrowers.

Investment Property Loans

Looking to expand your portfolio? We offer financing solutions for investment properties.

Jumbo Loans

Perfect for financing high-value homes, jumbo loans come with slightly different requirements than conventional loans.

Adjustable-Rate Mortgages (ARMs)

Offer lower initial rates that adjust after a set period, suitable for those who plan to sell within the fixed-rate period.

And More!: We have options for manufactured homes, fixer-upper renovation loans, and disaster relief loans.



Why Choose MakeFloridaYourHome?


At MakeFloridaYourHome, we go beyond just mortgages. We're your partner in achieving homeownership. Here's what sets us apart:

  • Local Expertise: Our experienced Florida-based mortgage specialists understand the local market and can guide you through the entire process.

  • Competitive Rates & Flexible Terms: We offer some of the most competitive rates in Florida, with a variety of loan programs to suit your needs.

  • Fast & Streamlined Process: We believe in a smooth and efficient mortgage experience. Our streamlined process gets you pre-qualified quickly and keeps you informed every step of the way.

  • Exceptional Customer Service: Our friendly and dedicated team is here to answer your questions and provide personalized support throughout your homeownership journey.

Check Your Home Purchase Eligibility



Our Streamlined Mortgage Process


At MakeFloridaYourHome, we've eliminated the unnecessary steps and paperwork often associated with traditional mortgages. Our process is simple and straightforward:

  • Get Pre-Qualified: Our online pre-qualification tool allows you to get a quick estimate of your potential loan amount within minutes.

  • Connect with a Dedicated Loan Officer: A friendly and knowledgeable loan officer will be assigned to you, guiding you through every step of the process.

  • Submit Your Application: We've streamlined the application process, making it easy to submit your documents electronically.

  • Underwriting and Approval: Our experienced underwriting team will efficiently review your application and work to get you approved quickly.

  • Closing: We'll walk you through the closing process, ensuring a smooth and stress-free experience.


Get Pre-Qualified Today!


Don't wait any longer to start your Florida homeownership journey! Get pre-qualified for a mortgage today and take the first step towards your dream home. Simply visit our website or call us to speak with a loan officer.

MakeFloridaYourHome: Where Florida Sunshine Meets Homeownership Dreams!

By focusing on local expertise, competitive rates, exceptional customer service, and a streamlined process, MakeFloridaYourHome can offer a compelling alternative to other mortgage providers.

Find The Right Mortgage

For more than 20 years, Phil have been helping customers achieve their home purchase and refinance goals by providing them with invaluable resources and support.

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Phil Ganz