The Phil Ganz Mortgage Library
Practical guides for homebuyers, homeowners, families, and real estate professionals navigating mortgages, home equity, homeownership, and generational wealth. Written by a nationally ranked top 1% mortgage originator, in plain English.
Phil Ganz
President, Next Wave Mortgage · NMLS #37833
26+ years in mortgage lending. Thousands of families helped. Every book in this library turns the questions he answers daily into a plan a reader can follow.
About the author →2 titles
2026 · Phil Ganz
Don't Just Protect the House, Protect the Family Wealth
For adult children and families trying to understand how a parent's reverse mortgage affects the house, the inheritance, and everyone's money.
Available at 9 retailers, including Amazon.
2026 · Phil Ganz
The Insider's Guide to Down Payment Assistance, Hometown Heroes, and Buying Your First Florida Home Without Draining Your Savings (2026–2027 Edition)
For Florida buyers who want to understand grants, down payment assistance, and first-time homebuyer programs.
Available at 10 retailers, including Amazon.
Each book is written to answer the questions families actually ask, with the arithmetic shown. No sales pitch inside the covers.
The calculators, eligibility checkers, and program guides the books reference live on this site and are free with or without the book.
Amazon, Apple Books, Kobo, Google Play, and a growing list of retailers. Each book page shows exactly where it is stocked.
Talk with a licensed loan officer about your own situation. No credit pull, no obligation.