The Phil Ganz Mortgage Library
Mortgage Books by Phil Ganz
Practical guides for homebuyers, homeowners, families, and real estate professionals navigating mortgages, home equity, homeownership, and generational wealth. Written by a nationally ranked top 1% mortgage originator, in plain English.
- First-time and repeat homebuyers
- Homeowners deciding what to do with their equity
- Adult children helping aging parents
- Realtors, financial planners, and estate professionals
Phil Ganz
President, Next Wave Mortgage · NMLS #37833
26+ years in mortgage lending. Thousands of families helped. Every book in this library turns the questions he answers daily into a plan a reader can follow.
About the author →The Books
3 titles
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Featured Book
APPROVED
For buyers who were told no, or expect to be. 48 real questions about FHA loans, down payment help, co-signers, and the programs your bank may never mention.
2026 · Phil Ganz
APPROVED
For buyers who were told no, or expect to be. 48 real questions about FHA loans, down payment help, co-signers, and the programs your bank may never mention.
2026 · Phil Ganz
The Reverse Mortgage Inheritance Strategy
For adult children and families trying to understand how a parent's reverse mortgage affects the house, the inheritance, and everyone's money.
2026 · Phil Ganz
Make Florida Your Home
For Florida buyers who want to understand grants, down payment assistance, and first-time homebuyer programs.
Educational first
Each book is written to answer the questions families actually ask, with the arithmetic shown. No sales pitch inside the covers.
Free tools behind every book
The calculators, eligibility checkers, and program guides the books reference live on this site and are free with or without the book.
Everywhere you buy books
Amazon, Apple Books, Kobo, Google Play, and a growing list of retailers. Each book page shows exactly where it is stocked.
Have a Question the Books Don't Answer?
Talk with a licensed loan officer about your own situation. No credit pull, no obligation.