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Homes for Sale in Ventura, Orlando

Owning a home is one of those goals that most people dream about and work most of their lives to achieve. And while it can seem too much work, too expensive, and confusing, it doesn't have to be. Nowadays, several home financing options offer flexibility and convenience to eligible borrowers.

If you are considering buying a home in Florida, there are many homes for sale in Ventura, Orlando, which could meet your expectations. The area offers its residents an urban, suburban- mix feel with decent housing options and affordable cost of living. In the sections below, we have discussed all you need to know about living in Ventura, Orlando.


Ventura, Orlando Overview

Like most neighborhoods in Orlando, Ventura is known for its warm climate, welcoming locals, and numerous outdoor attractions. The neighborhood is located 6 miles east of Orlando. It hosts many shopping centers, entertainment spots, and restaurants, ideal for young families and seniors.

What Makes Ventura, Orlando, Unique?

Besides the fact that the area has a warm climate, its strategic location from Downtown Orlando makes it a desirable location for most home buyers.

There are also numerous employment opportunities around Orlando, thanks to the booming hospitality and tourism sector. If you have school-going children, you'll love the public schools around Ventura and the many outdoor recreation activities, from theme parks to beaches.

What Type of People Lives in Ventura, Orlando?

Ventura, Orlando, is home to a diverse group of people. Many families and young professionals live in the area, thanks to the numerous social amenities and affordable cost of living.

The residents of Ventura value diversity and inclusivity, and they tend to lean liberal. If you enjoy living in a neighborhood with open-minded, community-oriented people, then this is the place for you.

What is the Ethnic Makeup of Ventura, Orlando?

With a population of around 4,700, Ventura enjoys a diverse ethnic makeup. The majority of residents are Hispanic, making up a whopping 78%. Whites comprise 19%, and African Americans only account for roughly 2% of the population.

Most Ventura, Orlando residents are female, making up 64% of the population, against 36% male. Niche's diversity score of this neighborhood is an "A-" while Area Vibes rate Ventura a 76% livability score, which is quite exceptional.

What is the Average Home Price in Ventura, Orlando?

As noted earlier, Ventura is one of the neighborhoods in Orlando that offers conducive living with houses that offer real value for money. And while most residents rent their homes, there are many homes for sale in Ventura, Orlando, that caters to the needs of a diverse group of buyers.

The median home value in the area is around $170,000, while the median rent is around $1,100. Generally, Ventura's real estate prices are nearly 50% lower than the Orlando average, while rental prices are also 12% lower.

What is the Overall Character of Ventura, Orlando?

Ventura, Orlando, is a dynamic and diverse neighborhood with a unique blend of tourism, education, technology, and culture. Despite being close to Downtown Orlando, Ventura has a suburban feel ideal for young families and retirees.

The area also has several parks and green spaces, including Ventura Country Club and Engelwood Park, providing residents with opportunities for outdoor recreation. Overall, Ventura is welcoming and community-oriented, making it an attractive place for those seeking an urban-suburban lifestyle.

How to Move to Ventura, Orlando

Before checking out the homes for sale in Ventura, Orlando, you should know that your budget will greatly influence the type of house you'll purchase. Finding the right type of house is just half the battle since you'll need to find the right lender to finance your dream home.

Finding the perfect loan is more complex than just choosing the repayment period or the interest rate. The amount you want to borrow will affect the percentage of the downpayment you will have to pay. Other factors determining your eligibility include your credit score, income, employment status, and debt-to-income (DTI) ratio.

Current interest rates are relatively lower compared to the pre-pandemic rates, so you'll probably lock your mortgage at lower rates. To help you decide on which type of loan is best for you, here are the most common types of home financing loans:

  • Conventional Mortgage - A conventional mortgage is a loan not backed by the government. The mortgage is available through private lenders such as commercial banks and credit unions or government-sponsored enterprises (GSEs) and can be used to fund primary homes or other residences. Conventional loans normally require a credit score of about 660 or higher and a downpayment of 20%. Having a high credit score usually attracts lower interest rates, while putting less downpayment might require you to have private mortgage insurance (PMI).

  • FHA Loans - This is a government-insured mortgage guaranteed by the Federal Housing Administration. The loan is only used to fund primary residences. The qualification requirements are usually linked. For instance, if you have a credit score of 580, you will pay a downpayment of 3.5%, while for a low credit score, you will pay a down payment of 10%. The loan also requires a DTI of 43% and a PMI for a downpayment of less than 20%.

  • VA Loans - VA loans are designed for active or veteran military members and their families.VA loans are only used to purchase primary residences. The loan terms are usually flexible. If you buy a home within the VA loan limit, you will not be required to pay any downpayment. The loans are also not subjected to PMI.

  • USDA Loans - The US department of agriculture backs USDA loans. The loans are designated to help low- and moderate-income earners buy homes in selected rural and suburban areas. USDA loans usually have no set minimum credit score, but with a credit score 0f 640, you are likely to have a streamlined process. These loans also do not have a down payment requirement.

  • Jumbo Loans - A jumbo loan is a conventional mortgage not backed by the government. However, it does not conform to the limits set by the FHFA. Jumbo loans are ideal when buying high-end homes, such as luxury houses. The qualification requirements are usually stringent. You will need a high credit score of about 720, a downpayment of 20% to 30%, and a maximum DTI ratio of 43%.

Customer holding house model and signing contract to buy house

Do You Qualify for the Hometown Heroes Program?

The Florida Hometown Heroes Program allows eligible community workers to access affordable housing plans. Full-time workforce, employed by a Florida-based employer are eligible for the housing program.

From the program, first-time, income-qualified homebuyers can receive substantial help purchasing primary residences within their community.

The program helps provide a downpayment of up to 5% and closing cost assistance to the qualified beneficiaries. Additionally, the program offers lower loan rates than the market rates on VA, FHA, and other loans.

If you are looking for homes for sale in Ventura, Orlando, the FL Hometown Heroes program can be a great way to afford your dream house. Talk with your mortgage broker to learn more about the program requirements and the income and purchase price limits.

Best Schools in Ventura, Orlando

Like most people, you want to live in a neighborhood with plenty of good schools and social amenities. Luckily, Ventura, Orlando, enjoys a strategic location close to all the great public and private schools.

Whether you have young children attending elementary schools or teens in high school, several A-rated schools serve the residents of Ventura, Orlando.

Below is a list of the top-rated public elementary, middle, and high schools in and around Ventura, Orlando.

Elementary Schools

  • Laureate Park Elementary School
  • Audubon Park School
  • Hope Charter School

Middle School

  • Innovation Middle School
  • Innovation Montessori Ocoee
  • Horizon West Middle School

High Schools

  • Cornerstone Charter Academy High School
  • Legacy High Charter School
  • Colonial High School

Besides the public schools listed above, some private schools are located a few miles from the neighborhood. Most parents who choose private schools want their kids to get superior education. The best private schools expose students to a clearer value system, instill a higher discipline level, and develop their academic and co-curriculum capabilities.

Here is a list of the best private schools in the area:

  • Trinity Preparatory School
  • Lake Highland Preparatory School
  • The First Academy

Ventura, Orlando, is also close to some of the best universities and colleges serving the wider Orlando Area. Both public and private, for-profit and non-profit institutions are there; hence you can choose the best based on your needs. These include:

  • University of Central Florida
  • Valencia College, West Campus
  • Full Sail University

Ventura, Orlando Safety

Before exploring the many homes for sale in Ventura, Orlando, you want to learn more about the area's safety and crime rate. According to data by Area Vibes, the crime rates in Ventura, Orlando, are 69% lower than the Orlando average.

That means the chances of a crime occurring are 38% lower than the national average. On the other hand, violent crimes are 13% lower than the national average. It means that residents have a one in 69 chance of becoming a victim of crime.

Compared to the other cities in Florida, Ventura is 67% safer, and the year-over-year crime rates have been rapidly decreasing. This explains why more homebuyers have been flocking to this part of Orlando. The great geographical location, affordable cost of living, and safer neighborhoods are some of the many perks of being a resident of Ventura.

Ventura, Orlando Careers and Salary

Since most residents of Ventura, Orlando, rent their homes, the average household income isn't as high compared to most comparable neighborhoods in Orlando. The median household income in the area is around $55,500, slightly lower than the national average of $69,000. Fewer families (27%) have children, and most residents commute to jobs daily.

Regarding education levels, approximately 6% of residents have a master's degree or higher, compared to 13% nationally. Only 13% have a bachelor's degree, compared to 21% nationally. Similarly, most residents (55%) have some college or associate's degree, compared to 29% nationally. Those with high school diplomas account for 27% of the population.

Like most areas in Orlando, Ventura has a promising economy supported by booming tourism and hospitality sectors. Due to the economic setup of Ventura, the most popular jobs are sales and customer service related. Others are cashiers, servers, and administrative assistants. Among the highest-paying jobs in Ventura, Orlando include Psychiatrists, General Physicians, and Surgeons.

Ventura, Orlando Attractions and Restaurants

If you are an outdoorsy person who'd love to explore the surrounding areas and take your family and loved ones out on weekends and holidays, Ventura has you covered.

Before picking any homes for sale in Ventura, Orlando, you may also want to know what restaurants are available within and around the neighborhood.

We've covered all these below.

  • Orlando Watersports Complex - Orlando Watersports Complex is a unique park designed for water sports enthusiasts. Here, you can learn how to wakeboard, wakeskate, kneeboard, and water ski. The park has two full-size cable systems, a two-tower system, and a boating lake. The two-tower system is perfect for beginners to learn the basics of wakeboarding, while the advanced cable is for experienced riders.

  • Fun Spot America - This is a family-friendly amusement park with exciting rides for kids and adults. Here, you can expect to experience the only wooden roller coaster in Orlando. Your kids will also enjoy the Freedom Flyer, the suspended steel coaster, and the multi-level go-kart tracks. The other amazing features on the list include the world's second tallest Sky Coaster, a 101-foot high Ferris wheel, Bumper Boats, Bumper Kars, and a giant Arcade.

  • Lake Eola Park - Located in Downtown Orlando, Lake Eola Park is one of the popular parks that offers something for everyone. You can walk or run the 0.9-mile sidewalk that circles the lake while enjoying the scenic view of Orlando's skyline. You can also rent swan-shaped paddle boats or feed the live swans and other birds inhabiting the park. And if you have time, hang around to enjoy a concert, play in the Walt Disney Amphitheater, or grab a bite at Relax Grill.

  • Harry P. Leu Gardens - This is a 50-acre garden located minutes from downtown Orlando. You can explore over 40 collections, including a tropical rainforest, Florida's largest formal rose garden, a butterfly garden, and much more. The gardens bloom and offer a serene environment to relax and enjoy nature.

  • Jack & Mary's Restaurant - Jack & Mary's Restaurant is an American restaurant located a few miles from Ventura, along 2323 S Goldenrod Rd. They offer a variety of food for lunch, brunch, and breakfast. The restaurant has ample parking space, is wheelchair accessible, and offers takeout. If you're looking for somewhere to sit down, take your time over a meal, or grab some bite after you visit the park, Jack & Mary's Restaurant is the place to be.

  • Thai Island - Thai Island is located at 2522 S Semoran Blvd, Orlando, and is the perfect place to eat when you're in the mood for some delicious Thai food. The restaurant has a wide variety of Asian-inspired dishes catering to vegetarians and vegans. You can order takeout or dine in at this restaurant, plus it features wheelchair accessibility, table service, and reservations.

  • The Meatball Stoppe - The Meatball Stoppe is a cozy, family-run restaurant located a few miles from Ventura, Orlando, Florida. They specialize in authentic American-Italian cuisine with various meatball options and delicious sides. Their vegetarian options are also available for those who would rather stick to their diet. And if you're gluten-free or vegan, there's also something for you. The restaurant has ample parking and is wheelchair accessible.

Bottom Line

Now that you know everything about this neighborhood, it's time to get yourself one of the best homes for sale in Ventura, Orlando.

Among the key steps to consider before securing your dream home is to seek guidance from a reliable realtor and partner with an ideal lender. Homeownership is a process that takes time and effort. Be sure to seek help whenever necessary.

With over 50 years of mortgage industry experience, we are here to help you achieve the American dream of owning a home. We strive to provide the best education before, during, and after you buy a home. Our advice is based on experience with Phil Ganz and Team closing over One billion dollars and helping countless families.

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