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Sunny Isles Beach, Florida Real Estate & FHA Homes for Sale -

Homeownership has many upsides. To begin with, it saves you from the hassles associated with renting and landlords. Also, a home that you own offers your loved ones a safe space and emotional security. Most importantly, a home is an investment that appreciates over time. For that reason, purchasing a property from the listed Sunny Isles Beach FHA homes for sale is a grand idea.

With the above in mind, if your lifelong dream involves living in an area with exciting attractions, sunny weather, good schools, and a diverse population, Florida has several cities up your alley. These include Sunny Isles Beach, which boasts world-renowned restaurants, cultural destinations, and a vibrant nightlife.

This piece introduces you to Sunny Isles Beach and the reasons to live in this beautiful city. Read on and take notes.

Why Buy a Home in Sunny Isles Beach, Florida?

If you need convincing reasons to buy a home on Sunny Isles Beach, consider the following:

Beautiful Weather

Sunny Isles Beach is the place to be if you love sunny, warm weather. This city's average high temperatures range from around 75°F in the cooler months (December to March) to above 87 °F in the hot season that stretches from June to October.

Temperatures don't dip too low here, even in the coldest seasons. For instance, in January, the average low is 62°F. On the other hand, the lowest temperature in the hottest month, January, is 78°F.

Swimming doesn't have to be a summer activity, and it won't be if you live in an area that enjoys splendid weather. Not to forget, Sunny Isles Beach receives plenty of sunshine throughout the year, making it a great place to enjoy outdoor activities. For instance, you can swim on the city's gorgeous beaches at any time of the year.

You shouldn't downplay the sunshine that Sunny Isles beach offers for various reasons. First, it encourages your body to produce Vitamin D, which you need to absorb calcium, improve your immune system, and strengthen your bones.

Fantastic weather also allows you to venture out and feel the magic of the outdoors. Conversely, when living in an area with extreme conditions, you may spend much of your life cooped up inside, especially during the colder months.

Proximity to Miami

What isn't there to love about Miami? This city has everything, from a mind-blowing skyline and high-end hotels to pristine beaches and luxurious malls. Plus, it has a vibrant nightlife, with mega-clubs that are a magnet for party people.

Besides, The Magic City has 100+ parks, playgrounds, gardens, and other recreation areas. That is why it ranks among the top US destinations.

Luckily, Sunny Isles Beach is located around 20 miles from Miami. You can drive from your new home to the Magic City within less than 30 minutes via i-95 S. Also, the flying distance from Miami to Sunny Isles Beach is 11 miles. So, you can book a flight from any of the airlines available in this area, including Spirit Airlines and Frontier Airlines, and jet to Miami in no time.

Gorgeous beaches

Sunny Isles Beach boasts some of the most coveted beaches in the US. Remember that this city is on a barrier island. Therefore, it is surrounded by the Atlantic Ocean on one side and the Intracoastal Waterway on the other.

The beaches in and near Sunny Isles Beach are clean and well-maintained, and they offer a variety of water sports and recreational activities. The best include:

  • Sunny Isles Beach - Sunny Isles is hands down one of the best beaches in the Sunshine State. It boasts 2 miles of sparkling white and clear waters, ideal for sunbathing, swimming, diving, snorkeling, and much more!

  • Haulover Beach - Located around 2 miles from Sunny Isles, this beach is popularly known as the oldest public nude beach. Also, it's a small portion of the larger Haulover Beach Park, which is home to scenic sandy beaches, sweeping dunes, and open ocean surf.

  • Golden Beach - This beach is 2 miles from Sunny Isles beach. As the name suggests, this facility features an impressive stretch of fine golden sand with quaint stalls that sell everything, from knick-knacks to sumptuous seafood.

  • Bal Harbour Beach - Bal Harbour Beach is a short, 9-minute drive from Sunny Isles Beach. It spans around 1 mile along the Atlantic Ocean and is open to people who want to sunbathe, swim, or enjoy water sports.

  • Hallandale Beach - This beach is less than 5 miles from Sunny Isles Beach. It's close to comfortable hotels and offers residents unlimited opportunities to enjoy various activities, including saltwater fishing, boating, and swimming.

  • North Beach - You can drive from Sunny Isles Beach to North Beach in under 15 minutes. Unlike South Beach, this beach has laid-back vibes and offers you plenty of room to relax in the water or sand.

To summarize, Sunny Isles Beach has some of the best access points to the water and gorgeous stretches of sand. It's close to various reputable beaches, from Golden Beach to Haulover Beach. Although none of these beaches are as good as the last, they all have something to offer. Visit them at your leisure and pick a few that'll be your go-to over the years.

Cultural diversity

Sunny Isles Beach has a diverse and international community, with residents from all corners of the globe. This city is home to many Caribbean, Latin American, and European immigrants and a large Jewish community. Its residents from all walks of life add to the city's unique cultural flavor and make it an exciting place to live.

Also, Sunny Isles has another unique aspect - a strong sense of community. Residents here are well-known for their loyalty to the city. That is why the 22,600+ people in the area proudly call it home.

Also, the community members in Sunny Isles Beach are always active in various local events and initiatives. You'll likely find them holding balls, block parties, beach cleanups, yoga sessions, music events, and more.

In addition to its cultural diversity, Sunny Isles Beach is home to many international residents, making it a truly cosmopolitan community.

Sunny Isles Beach has a wide range of housing options, including affordable condos and regular apartments. This quality makes it a welcoming and inclusive community for residents from all walks of life and income levels. And don't let this area's reputation as a luxury destination fool you into believing it's only for the wealthy.

Strong economy

Various thriving businesses and industries are based in Sunny Isles Beach. These include real estate agencies like Wolsen Real Estate and Lumer Real Estate. These help locals and visitors to sell/lease and buy/rent properties in the city.

Sunny Isles Beach is also home to countless tourism businesses. Popular establishments include hotels and resorts like the Newport Beachside Hotel & Resort and Trump International Beach Resort. Various souvenir shops like the Marco Polo Gift Shop and Wings Beachwear also operate in the area. Others include walking tour companies, Airbnb rentals, and travel agencies.

Additionally, numerous construction companies have roots in and around Sunny Isles Beach. The most popular include the Aeon Construction Company Inc. and Sunstate Builders of S Fla, Inc. These contractors build different building types, from luxury condos and skyscrapers to bungalows and mission-style homes.

Such businesses strengthen this city's economy and provide residents with employment opportunities and a stable economic environment. Presently, the average annual income of residents of Sunny Isles Beach is $46,744.

Standard job openings in this city include customer care associate, front desk, airline agent, restaurant sales, and assistant property manager jobs.

Affordable housing

Sunny Isles Beach's cost of living is 130.5. Admittedly, that is significantly higher than the national average (100) and Florida's average, 103.1. According to, the indices for grocery, health, and housing are 108.1, 104, and 164.7, respectively. These expenses make living costs in this city a bit pricier.

With the above in mind, Sunny Isles Beach's real estate market is relatively affordable compared to other parts of South Florida. And the good news is that different housing options, including single-family homes, condominiums, and townhomes, suit different budgets.

Overall, the average home value in Sunny Isles Beach is around $688538. That is reasonably lower than the numbers associated with posher areas like Palm Beach, where home values are in the millions. You can find affordable properties in various neighborhoods in and near Sunny Isles Beach, including Bay Harbor Islands, Little Havana, and Coconut Grove.

Also, utility costs are lower in Sunny Isles Beach than in Florida and the US. You can rent an apartment in the city for around $1,700 and never fret over ungodly electricity, water, gas, and similar bills. If your budget is yet to allow you to pick your dream house from the available Sunny Isles Beach FHA homes for sale, renting should still be within your grasp.

Excellent schools

The Miami-Dade County Public Schools serve various communities in the Sunshine State's southern parts, Sunny Isles Beach among them. That means this city is home to many excellent elementary, middle, and high schools and several private schools.

While living in Sunny Isles Beach, your kids can attend exceptional elementary schools like Aventura Charter Elementary. The former is located around 3 miles from Sunny Isles Beach, and, according to state test scores, 90% and 87% of its students are proficient in math and reading, respectively.

If your kids are high-school age, they can join outstanding institutions like North Miami Beach High School, less than 5 miles from Sunny Isles Beach. This high school offers unique programs like Biomedical and Environmental Advancement Magnet (BEAM).

Also, many reputable colleges and universities accommodate enrollees from Sunny Isles Beach. These include the University of Miami, an infamous research institution less than 30 miles from the city. This institution of higher learning is known for its ground-shaking events, from the Canes Film Festival to Sportsfest.

Living in Sunny Isles Beach offers you and your loved ones an uncapped opportunity to join some of the best learning institutions in Florida. The schools and colleges we've introduced above are just a few. This city is within easy reach of many other excellent institutions. Dig a little deeper today, and you'll be amazed.

Low Crime Rates

Admittedly, the Sunshine State has some pretty dangerous cities. These include Florida City, where approximately 1 in 15 people lose their personal belongings to criminals, and Opa-Locka, a neighborhood with violent crime rates around six times higher than Florida.

But don't fret. You can avoid all the dangers associated with high crime-rate cities by living in a relatively safe area like Sunny Isles Beach.

As of 2022, your chances of falling victim to violent crimes is 1 in 193 in Sunny Isles Beach. That means, by living in this city, you can stave off assault, knife and gun crimes, sexual violence, drug-related violence, robbery, etc. Such crimes are so rare in Sunny Isles Beach that, for instance, the rates per 1000 for rape, robbery, and assault are 0.13, 0.18, and 0.76, respectively.

Property crimes are also reasonably lower in Sunny Isles Beach. Today, the total number of reported burglaries, thefts, and motor vehicle thefts is 15, 179, and 20, respectively.

The Sunny Isles Beach Police Department is responsible for keeping this city safe. And the officers here do their job well, considering the low crime rates. The department claims it responds to distress calls in less than 2 minutes, which is indispensable in combating crime. Plus, its officers have access to emergency life-saving equipment like heart defibrillators, which save lives during medical emergencies.

Recreational Activities

If you are an outdoorsy type, you'll love Sunny Beach Isles. That is because this city has facilities that allow residents to enjoy the outdoors and engage in different recreational activities, including:

  • Sunbathing and swimming - As mentioned earlier, Sunny Isles Beach is surrounded by many pristine, white sandy beaches and warm, clear waters. Also, the city has numerous swim centers, oceanfront parks, and private/public pools. All these are ideal for swimming and sunbathing.

  • Water sports - The most popular water sports in Sunny Isles Beach include surfing, paddle boarding, and jet skiing. You can also head out onto the waters in and around this city and enjoy kayaking, canoeing, and boat tours.

  • Fishing - Many excellent fishing spots are in Sunny Isles Beach. The best include Haulover Park, Oleta River State Park, Amelia Earhart Park, and Bill Baggs Cape Florida State Park. You can catch various fish species in these spots, including sea trout, flounder, bonefish, grass carp, and tilapia.

  • Golfing - There are several golf courses in the Sunny Isles Beach area, such as Topgolf, Miami Shores Country Club, and Greynolds Golf Course. The best part is some of these facilities, like Greynolds Golf Course, are open to the public.

  • Shopping - Various shopping malls are conveniently close to Sunny Isles Beach, from Millennium Plaza and Intracoastal Mall to RK Centers and Aventura Mall. So, your shopping sprees won't take much time, and you won't need to commute far from the safety of your city.

  • Dining - Sunny Isles Beach has a thriving food scene. The area has many mouth-watering cuisines like conch fritters, Cuban sandwiches, empanadas, and stone crab claws. Popular eateries in the city include Family Fresh Café and Baires Grill Sunny Isles.

  • Cultural attractions - Sunny Isles Beach is home to the Bass Museum of Art and the Holocaust Memorial of the Greater Miami Jewish Federation. Other cultural attractions are also within easy reach from the city, including Miami's Children's Museum, Adrienne Arsht Center, and Vizcaya Museum & Gardens.

Model house and key on sandy beach

Top Neighborhoods Near Sunny Isles Beach, Florida

You can find top-quality, affordable Sunny Isles Beach FHA homes for sale in the following neighborhoods:

Golden Beach

Golden Beach is an oceanfront town. It offers around a mile of beautiful private beach, close to 10 parks, and the opportunity to join a closely-knitted community.

Since its foundation, this town has consisted of single-family homes and is conveniently close to large urban areas like Ft. Lauderdale and Miami. Presently, it's home to around 950 residents.

Eastern Shores

Located 2 miles from Sunny Isles Beach, Eastern Shores boasts around 600 residents. Maule Lake bounds it to the West and Sunny Isles Blvd to the South.

Eastern Shores is close to a beach, a state park, shopping centers, and restaurants. Properties are also quite affordable in this neighborhood.


Allapattah is less than 20 miles from Sunny Isles Beach. This neighborhood is one of the oldest and is around 5 miles from Miami International Airport. It's ideal for anyone who wants to settle down or start a business.

Final Thoughts

Buying a home in Sunny Isles Beach is advisable for various reasons. For starters, this city has relatively low crime rates and safe neighborhoods. Plus, it's surrounded by many exceptional learning institutions, from high schools and colleges to middle and elementary schools. The city is also home to numerous pristine beaches and recreational facilities.

That said, carefully scrutinize available Sunny Isles Beach FHA homes for sale before making a purchase. Remember, a home is a significant investment, so picking the best is mandatory.

With over 50 years of mortgage industry experience, we are here to help you achieve the American dream of owning a home. We strive to provide the best education before, during, and after you buy a home. Our advice is based on experience with Phil Ganz and Team closing over One billion dollars and helping countless families.

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