Ryan Skerritt
Founder — NMLS #1170025
Ryan Skerritt is the Founder of Next Wave Mortgage and a Senior Mortgage Consultant (NMLS #1170025) who built the company around a simple belief: the mortgage process should feel smarter, simpler, and genuinely people-focused.
With more than 12 years of industry expertise, Ryan brings a blend of hands-on lending knowledge and strategic leadership, helping clients understand their options clearly while keeping the process organized and efficient.
Ryan is known for building a culture centered on transparency, accountability, and client success — so borrowers feel confident from the first conversation all the way to closing day.
Whether he’s helping a first-time buyer or a seasoned homeowner, Ryan’s focus stays the same: simplify decisions, remove confusion, and empower clients with clarity at every step.
Built for real-life borrowers
- First-time buyers who want calm, structured guidance.
- Homeowners refinancing who want clarity, not sales pressure.
- Buyers who need strong pre-approval positioning.
- Anyone who values fast responses and organized next steps.
A simple, guided process
- 1Quick intro call to understand your goals.
- 2Clear checklist and document plan.
- 3Loan strategy built around your timeline.
- 4Strong pre-approval and next-step coordination.
- 5Consistent updates through closing.
Next Wave Mortgage is headquartered in Fort Lauderdale, Florida, and Ryan supports buyers who want straightforward answers, a clean plan, and a process that moves quickly without surprises.