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Ryan Skerritt

Ryan Skerritt is the Founder of Next Wave Mortgage and a Senior Mortgage Consultant (NMLS #1170025) who built the company around a simple belief: the mortgage process should feel smarter, simpler, and genuinely people-focused.

With more than 12 years of industry expertise, Ryan brings a blend of hands-on lending knowledge and strategic leadership, helping clients understand their options clearly while keeping the process organized and efficient.

Ryan is known for building a culture centered on transparency, accountability, and client success, so borrowers feel confident from the first conversation all the way to closing day.

Whether he’s helping a first-time buyer or a seasoned homeowner, Ryan’s focus stays the same: simplify decisions, remove confusion, and empower clients with clarity at every step.

What Ryan helps clients with

  • Purchase and refinance strategies built around clear, step-by-step guidance.
  • First-time homebuyers and repeat homeowners who want a simpler process.
  • Mortgage planning focused on transparency, speed, and strong communication.

Built for real-life borrowers

  • First-time buyers who want calm, structured guidance.
  • Homeowners refinancing who want clarity, not sales pressure.
  • Buyers who need strong pre-approval positioning.
  • Anyone who values fast responses and organized next steps.

A simple, guided process

  1. Quick intro call to understand your goals.
  2. Clear checklist and document plan.
  3. Loan strategy built around your timeline.
  4. Strong pre-approval and next-step coordination.
  5. Consistent updates through closing.

Contact & Credentials

  • Phone: 978-852-6145
  • Email: ryan@nextwavemortgage.com
  • Ryan Skerritt — NMLS ID: 1170025
  • Company — Next Wave Mortgage, LLC NMLS ID: 2536820

Clear guidance for Florida homebuyers

Next Wave Mortgage is headquartered in Fort Lauderdale, Florida, and Ryan supports buyers who want straightforward answers, a clean plan, and a process that moves quickly without surprises.