Ryan Skerritt
Ryan Skerritt is the Founder of Next Wave Mortgage and a Senior Mortgage Consultant (NMLS #1170025) who built the company around a simple belief: the mortgage process should feel smarter, simpler, and genuinely people-focused.
With more than 12 years of industry expertise, Ryan brings a blend of hands-on lending knowledge and strategic leadership, helping clients understand their options clearly while keeping the process organized and efficient.
Ryan is known for building a culture centered on transparency, accountability, and client success, so borrowers feel confident from the first conversation all the way to closing day.
Whether he’s helping a first-time buyer or a seasoned homeowner, Ryan’s focus stays the same: simplify decisions, remove confusion, and empower clients with clarity at every step.
What Ryan helps clients with
- Purchase and refinance strategies built around clear, step-by-step guidance.
- First-time homebuyers and repeat homeowners who want a simpler process.
- Mortgage planning focused on transparency, speed, and strong communication.
Built for real-life borrowers
- First-time buyers who want calm, structured guidance.
- Homeowners refinancing who want clarity, not sales pressure.
- Buyers who need strong pre-approval positioning.
- Anyone who values fast responses and organized next steps.
A simple, guided process
- Quick intro call to understand your goals.
- Clear checklist and document plan.
- Loan strategy built around your timeline.
- Strong pre-approval and next-step coordination.
- Consistent updates through closing.
Contact & Credentials
- Phone: 978-852-6145
- Email: ryan@nextwavemortgage.com
- Ryan Skerritt — NMLS ID: 1170025
- Company — Next Wave Mortgage, LLC NMLS ID: 2536820
Clear guidance for Florida homebuyers
Next Wave Mortgage is headquartered in Fort Lauderdale, Florida, and Ryan supports buyers who want straightforward answers, a clean plan, and a process that moves quickly without surprises.


