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Home Renovation Loans in Florida

A Renovation Loan gives you the chance to buy or refinance a home in need of repairs or updates and roll those costs into one simple home loan.

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A couple discussing home renovation plans with a contractor in Florida

The repairs can be as simple as fixing the roof or replacing carpet to remodeling a kitchen or adding on a master suite. The choices are endless!

Bonus - Your loan and the value of the property will be based upon the condition and value after the repairs are completed. The renovation loan allows you the potential to gain instant equity in your home.

Why Should I Consider a Renovation Loan?

  • To make the most of your investment - Rather than paying a premium for changes made by the previous owners, you invest in improvements that suit your personal tastes and lifestyle needs.

  • To earn additional equity - Professional installers do the work, and you can earn “sweat equity".

  • To get more home for your money - You can take advantage of the excellent prices on homes that need repair and remodeling, then make the improvements you feel will provide the greatest value for you and their family.

  • To gain greater financial stability - Rather than putting a strain on their budget for major repairs later, you can improve your home up front and pay for those improvements over time more affordably.

How Does it Work?

It begins with deciding on the updates you would like to make in your current home. Your contractor and Make Florida Your Home will do the rest!

Don't worry, we will manage your renovation funds for you by tracking and dispersing all payments to your contractors. We will also order inspections from certified home inspectors and/or appraisers to ensure work is complete and finished in a professional manner.

You and your contractor will have the peace of mind knowing the funds allocated for the renovation will be safe and available when a payment is required.

Find The Right Mortgage

For more than 20 years, Phil have been helping customers achieve their home purchase and refinance goals by providing them with invaluable resources and support.

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Phil Ganz